PayPal Alternatives And Competitors


If you’ve ever bought anything online, you’re probably well aware of PayPal’s various payment services. Did you know you can use it to make peer-to-peer payments as well as online purchases? The PayPal app allows individual users to send money to one another with linked credit cards, debit cards, and bank accounts. To send or request money, search for the individual’s username, name, email address, or phone number. A major plus to using PayPal is its high transfer limits. While many of the best peer-to-peer payment apps have limits to what you can send, PayPal’s are quite high – up to £5,500 for a single transaction. The downside is that transfers aren’t instantaneous, and you will pay transaction fees, unlike some others on this list.


1. Staax

Staax logo
Staax screenshot

2. Zelle

Zelle logo
Zelle screenshot

3. Robinhood

Robinhood logo
Robinhood screenshot

4. Cash App

Cash App logo
Cash App screenshot

5. Apple Pay Cash

Apple Pay Cash logo
Apple Pay Cash screenshot

6. Acorns

Acorns logo
Acorns screenshot